New solution combines AI-powered ID authentication, face matching, liveness detection and device risk signals to help dealerships identify potential fraud before it becomes a costly loss.

AUSTIN, Texas, Nov. 12, 2026 /PRNewswire-PRWeb/ — NCC, a leading provider of credit and compliance solutions for automotive dealerships, today announced the launch of NCC ID Verify™, a new identity verification solution designed to help dealerships detect potential identity fraud before a deal moves forward. As fraudulent IDs, stolen identities and AI-generated impersonations become increasingly sophisticated, the solution gives dealers a more comprehensive way to verify both the identification document and the person presenting it.

ID verification is no longer optional. Traditional methods of checking a driver’s license or visually comparing a customer to their photo are no longer enough to address today’s evolving fraud threats. NCC ID Verify™ goes beyond a basic ID scan, combining more than 300 document authentication checks with facial matching, liveness detection and device-level risk signals. Together, these capabilities help dealerships identify suspicious activity, assess potential fraud and make more informed decisions before a fraudulent transaction results in a financial loss.

The financial stakes are significant. According to Experian’s February 2026 Automotive Dealer Fraud Threat Report, 43% of dealers reported encountering third-party and straw borrower fraud in the previous 12 months. Dealers also reported an average of four fraudulent transactions completed before detection. Nearly half (45%) estimated typical losses of $10,000 to $20,000 per fraudulent transaction, while another 31% reported losses exceeding $20,000.

Meanwhile, fraud tactics continue to advance. Entrust’s 2026 Identity Fraud Report found that deepfaked selfie attempts increased 58% in 2025, underscoring the growing sophistication of identity-based attacks and the limitations of relying on visual inspection alone.

NCC ID Verify™ addresses these challenges through a layered approach to identity verification:

• Advanced Document Authentication: More than 300 checks evaluate identification documents for signs of tampering and forgery, going beyond basic barcode scanning or visual inspection.
• Face Matching and Liveness Detection: Live selfie capture and facial comparison help determine whether the person presenting the ID matches the document and is physically present.
• Device Risk Intelligence: Device, browser, IP location and VPN signals provide additional context to help identify suspicious activity.
• Clear, Actionable Results: Straightforward pass/flag results help dealership personnel evaluate potential risks and determine appropriate next steps.

Designed for use in everyday dealership transactions, NCC ID Verify™ also prioritizes the customer experience. Buyers complete a guided verification process on their own smartphones in four quick steps, without downloading an app. Verification results are returned to the dealership for review, allowing staff to assess potential concerns while keeping legitimate buyers moving through the sales process.

“Identity fraud has become more sophisticated, more difficult to detect and more expensive for dealerships,” said Brian Skutta, President and CEO of NCC. “A driver’s license scan alone is no longer enough. Dealers need to know that the ID is authentic and that the person presenting it is who they claim to be. NCC ID Verify gives dealerships the tools to look beyond the surface, identify potential fraud earlier and better protect their business without adding unnecessary friction to the buying experience.”

With support for more than 16,000 ID types and independently tested fairness, NCC ID Verify™ is designed to deliver consistent verification across a broad range of identification documents and customers. The solution provides dealerships with additional insight into potential fraud while keeping the final decision in their hands.

To learn more about NCC ID Verify™, visit https://www.nccdirect.com/id-verify.

About NCC

With offices in Austin, TX; Bettendorf, IA; Kansas City, MO; and Las Vegas, NV, NCC has been a trusted partner in credit-driven retailing for automotive dealerships for nearly three decades. NCC combines a powerful credit and compliance engine with a fully integrated desking platform to help dealerships improve efficiency, manage risk and maximize profitability. Through innovative technology, user-friendly solutions and dedicated account management, NCC helps dealerships operate with greater confidence.

www.nccdirect.com

Sources

• Experian Automotive Dealer Fraud Threat Report, February 2026. Survey of 125 automotive dealer managers and executives, conducted September 2025. Experian press release
• Entrust 2026 Identity Fraud Report, published November 2025. Entrust announcement

Media Contact

Holly Smith, NCC, 1 8285732722, hsmith@nccdirect.com, nccdirect.com

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SOURCE NCC